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Penny · Money & Wealth Mindset

Your Money or Your Life

by Vicki Robin

Three key ideas

  1. The book says money is the time and effort you exchange to earn it.
  2. Real hourly earnings count job costs and time beyond paid hours, such as commuting.
  3. A record helps tell meaningful spending from repetition that does little for the life you want.

The five 2-minute lessons

  1. 1.See money as life energy
  2. 2.Your real hourly earnings
  3. 3.Track without shame
  4. 4.Define enough, skip the contest
  5. 5.Plan for independence, expect surprises

From the comic

The salaries matched. The commutes definitely had opinions.

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